The Pay Packet

What does tax code 1383M (Marriage Allowance) mean?

The “M” means you have *received* Marriage Allowance — your partner has transferred 10% of their Personal Allowance (£1,260) to you, raising your tax-free pay to about £13,830 (hence 1383).

England, Wales & NI, 2026/27. We compare your code with the standard 1257L.

On this code

2026/27

£13,830 of tax-free pay — more than the standard £12,570.

Gross salary
£35,000
Income Tax
−£4,234
National Insurance
−£1,794

Take-home a year

£2,414 a month

£28,972

Compared with the standard 1257L code.

Verified · 2026/27
21 June 2026

Effective rate

Marginal rate on your next £1

What it's worth in real terms

Your salary has the spending power of in 2025 money — the pound has lost since then. A rise of would just keep pace.

Inflation: ONS Consumer Prices Index, latest May 2026.

How this was calculated

For the 2026/27 tax year (England, Wales & Northern Ireland) we apply your tax-free Personal Allowance, the Income Tax bands, employee National Insurance, and any student-loan repayment — each traced to a dated gov.uk/HMRC source. A pension contribution comes off before Income Tax (and before National Insurance too, for salary sacrifice). Over £100,000 the Personal Allowance tapers away, which is why the marginal rate jumps to about 60%.

The full method and every source is on our methodology page.

Built & maintained by the Pay Packet team · methodology sourced from HMRC · last reviewed 21 June 2026. About our figures →

Who has the 1383M code?

A basic-rate taxpayer whose spouse or civil partner earns under the Personal Allowance and has transferred part of it.

Is 1383M the right code for you?

Right if you and your partner have claimed Marriage Allowance and you are the higher earner (but still basic-rate). It is worth about £252 a year in tax.

Not your code? Decode any code on the tax code checker, or browse all tax codes. If you think yours is wrong, contact HMRC — you can reclaim overpaid tax for the last four years.