£18,000 after tax
On £18,000 you are a basic-rate taxpayer. After the £12,570 tax-free allowance, the rest is taxed at 20%, plus 8% National Insurance — leaving you £16,480 a year, about £1,373 a month.
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£18,000 salary
2026/27- Gross salary
- £1,500
- Pension (sacrifice)
- −£0
- Income Tax
- −£91
- National Insurance
- −£36
Monthly take-home
£16,480 a year
£1,373
Verified 2026/27 · 21 June 2026
Keeping more of £18,000
Paying into a workplace pension reduces the tax on your salary, and a salary-sacrifice scheme also cuts National Insurance. Even a few percent makes a difference over a year. Use the main calculator to try it.
Questions about £18,000
- How much is £18,000 after tax and National Insurance?
- £18,000 leaves £16,480 a year — roughly £1,373 a month — after £1,086 Income Tax and £434 National Insurance (2026/27, England).
- What is the take-home on £18,000 per month?
- About £1,373 a month, before any pension or student loan.