The Pay Packet

£15,000 after tax

On £15,000 you are a basic-rate taxpayer. After the £12,570 tax-free allowance, the rest is taxed at 20%, plus 8% National Insurance — leaving you £14,320 a year, about £1,193 a month.

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£15,000 salary

2026/27
Gross salary
£1,250
Income Tax
−£41
National Insurance
−£16

Monthly take-home

£14,320 a year

£1,193

Verified 2026/27 · 21 June 2026

Keeping more of £15,000

Paying into a workplace pension reduces the tax on your salary, and a salary-sacrifice scheme also cuts National Insurance. Even a few percent makes a difference over a year. Use the main calculator to try it.

Questions about £15,000

How much is £15,000 after tax and National Insurance?
£15,000 leaves £14,320 a year — roughly £1,193 a month — after £486 Income Tax and £194 National Insurance (2026/27, England).
What is the take-home on £15,000 per month?
About £1,193 a month, before any pension or student loan.

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